Securing Your Future With Real Estate Investment

Putting your money into real estate investment is one of the best wealth creation strategies that endures regardless of the economic climate. Often compared to shares of stock, real estate offers real advantages that help investors sleep soundly at night.

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Insurance in Financial Planning – Importance of Managing Investment Risks

Insurance certainly plays an important role in the financial planning process in the context of the managing of one’s investment risks. In financial planning, a logical step to improve and increase one’s net worth is to indulge in a careful and a well implemented investment plan. You would required time to be on your side and also the patience not to plunder into your investments long enough to allow them to grow through compounding.

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A Complete Guide to Investing in Commercial Property

First thing’s first… Capital!

You can finance your first investment property if you have the credit, but as a rule of thumb, I prefer to pay cash for all my real estate investments. This way I can hold onto the investment until the time is right and guarantee myself the ROI that I am looking for. If you choose to purchase your investment property through financing you must be ready to do the job and do it fast. Financing only works in a situation where you can flip the house for at least cost plus fees to avoid interest payments cutting into your profits. Also you must consider that anytime you finance, you will have payments. Granted a year’s worth of payments will total much less than if you purchased the property with cash, you will need to have a guaranteed cash flow and emergency fund that can cover the payments until you are able to cash in on your investment. Sometime it can take months or even years.

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